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南方基金楊德龍:縣域農商行降准對經濟增速影響不大 @ 2014-04-23T00: Back Hot News
Keyword:人行 降准 行存 下調 銀行 存准 縣域農 農村 定向
Concept:人行定向降准 , 下調縣域農村商業銀行人民幣存款准備金率2個百分點
目前大陸大型金融機構和中小金融機構的存款准備率分別為20%和16.5%,在世界各國中屬較高水准。這是因大陸利率尚未完全市場化,債券市場的建設也還不完備。人行上次下調存准率是2012年5月18日,存款類金融機構人民幣存款准備率下調0.5個百分點。降准而非降息可避免引起新一波過度投資。
摩根大通發表報告,指MSCI中國指數近期跑輸亞太區(撇除日本)股市,因經濟增長放緩,該行已下調對中國首季GDP預測,對今年經濟增長預測至7.2%(此前預測為7.4%)。該行認為人行短期要下調銀行存准金率的概率仍低,估計今年全社會融資增長,會由2013年18%降至16.2%。

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