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安老按揭轉按優惠下月取消 @ 2014-04-08T05: Back Hot News
Keyword:按證公司 按揭 安老 轉按 公司去年
Concept:按揭證券公司去年 , 安老按揭轉按優惠
李令翔表示,五月起取消安老按揭的轉按保費優惠,轉按物業用作計算年金的樓價上限為物業估價的八成,並希望在下半年將保單納入安老按揭的抵押品,透露該公司僅會接受有現金價值的保單,不接受投資相連保單。
他又指,雖然人口老化令安老按揭發展潛力大,但為加強控制風險,計劃下月起取消安老按揭的轉按保費優惠,及將轉按物業計算年金的樓價上限,調低至物業估值的八成。他期望,下半年將壽險納入為安老按揭的抵押品,部分細節仍未落實,估計將以現金值計算,亦不會接納投資相連保險,長遠有望成為主要收入來源。

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