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交行上半年獲利勝預期但為近4年來增速最慢連3年停派中期息 @ 2013-08-22T13: Back Hot News
Keyword:交行
Concept:交行半年純利增長 , 交行上半年不良貸款
交通銀行(3328)上半年純利按年升12%,略勝預期,主要受減少過往超額撥備所帶動–交行上半年純利按年升12%至348億元人民幣(下同),略勝市場預期。期內,淨利息收入按年增長11.3%至650億元,淨手續費及傭金收入按年增長26.8%至139億元,貸款減值損失按年增加18.7%至85億元。淨息差2.56%,按年減少5點子。截至6月底,不良貸款余額316億元,較去年底增加46億元或17%。不良貸款率0.99%,較去年底的0.92%有所增加。值得留意的是,交行是次中期業績將撥備覆蓋率大減,由去年底的250.7%,大減27.8個百分點至222.9%。若撥備覆蓋率維持不變,相信交行中期純利會錄得按年倒退,情況與日前已公布業績的招商銀行(3968)相若。
交行半年純利升12% 勝預期

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