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經絡按揭:料定息按揭潮延續至次季 @ 2013-06-01T02: Back Hot News
Keyword:中銀 渣打
Concept:10年期定按 , 中銀香港推可換樓定息按揭計劃5年年利率
本港銀行定息戰升級。繼近月多間銀行陸續下調按息之後,昨日渣打香港突然宣布推出年期達到10年的定息按揭計劃,更令這場無硝煙的樓按之戰火上加油。據悉,渣打之10年定息按揭,年利率為3.25%,其後為全期最優惠利率(P)-2.85%。眼見渣打香港突施重拳,樓按「一哥」中銀香港亦不甘示弱,推出年期較長的定息按揭計劃。年期分別為5年和7年,期內年利率分別2.4%和3%,余期年利率亦以(P)制訂,利率上限為(P)-1.95%至(P)-2.60%。市場人士認為,較長年期的定息計劃,對長線用家更為數,不過以本地客戶多選擇年期較短計劃,因此預料市場反應並不熱烈,並無計劃推出類似計劃。

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