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【個股信息】東亞(0023-HK)李民橋:樓按宗數下月料續跌,上調按息空間不大 @ 2013-04-30T21: Back Hot News
Keyword:東亞 按揭
Concept:樓按宗數下月 , 定息按揭計劃
李民橋說,按息定價受資金需求、同業競爭及交易量等影響。目前樓按息率穩定,但在市場較疲弱之下,業界要爭取按揭業務,預期按息上調空間不大。而因應客戶對定息按揭需求,東亞較早時推出定息按揭計劃。
繼中銀香港(2388)及恆生銀行(011)後,東亞銀行(023)亦推出定息按揭計劃,並較市場同類計劃更具彈性,如提供現金回贈、略低罰息及貸款額可低至50萬元作招徠。
--東亞銀行 宣布推出新定息住宅按揭計劃,設有1年定息期至3年期定息期,固定年利率2.15厘至2.4厘,到期後年利率為最優惠利率P-2.85厘,實際年利率2.4厘,現金回贈為貸款額最多0.5%。 * 大公報
恆生銀行目前在本港按揭市場的占有率排行第三,首兩位分別為中銀香港 和匯豐 。該行最新推出的定息按揭計劃,設有一至四年期的定息期,於6月底前成功申請按揭的客戶,可享1.8-2.4%的定息年利率(視乎所選擇的定息期而定),而其後的按揭息率為最優惠利率(P)減2.6%。

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