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四大行理財產品余額超三萬億工行比重最大 @ 2013-03-28T09: Back Hot News
Keyword:工行
Concept:銀行2012年年 , 工行今年不良貸款
至於不良貸款比率降至百分之0.85,但不良貸款增加15億元。工行表示,貸款質素仍保持穩定。
資產質量方面,至2012年末,工行的不良貸款率為0.85%,較上年末下降0.09個百分點;不良貸款余額745.75億元,比上年末增長15.64億元。在市場關注的地方政府融資平台貸款領域,2012年末政府融資平台貸款余額較上年末減少465億元,不良貸款率降至0.39%;房地產貸款領域,2012年末房地產開發貸款余額較上年末減少264億元,房地產開發貸款不良率為0.75%。
根據報告,公司類不良貸款余額609.77億元,比上年末減少12.86億元,不良貸款率0.96%,下降0.14個百分點。個人不良貸款余額135.98億元,增加28.50億元,不良貸款率0.59%,提高0.06個百分點。工行解釋稱,主要是經濟增速放緩導致借款人經營性收益下降或工資性收入減少,個人經營性貸款、個人消費貸款和銀行卡透支不良額上升。
資產質量方面,2012年末,工行不良貸款余額745.75億元,增加15.64億元,不良貸款率0.85%,下降0.09個百分點(
.工行不良貸款率 同業最低

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