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多家銀行加新造按息二手樓市添壓 @ 2013-03-14T18: Back Hot News
Keyword:加按息 銀行 大行 匯豐渣打
Concept:匯豐渣打加按息 , 匯豐上調新造按息25個點
永隆銀行按揭及抵押貸款部主管蔡爾全指,是次大行帶頭加按息屬市場預期之內,加幅亦算溫和,因上調按揭風險加權資產比率只影響個別銀行成本,故不至於引發加息潮。恆生(00011)、東亞(00023)、星展香港同樣受到新措施所影響,上述銀行昨日未有調整新造按息,惟會繼續密切注意市場情況。(曉峰)
上一次大規模的銀行加按息潮在一一年,本地銀行按揭部主管稱,有外資龍頭大行宣布加息後,其他大型銀行均選擇「做多浸」才跟隨加息,即使宣布加息,但實際生效日期在一個月或以後。他認為,個別大行「老襯左幾轉」後,如果仍肯帶頭加息,當然是好事。

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