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內地撥備大增永亨少賺16% @ 2013-03-08T08: Back Hot News
Keyword:永亨
Concept:永亨銀行去年貸款
董事長兼行政總裁馮鈺斌於全年業績記者會表示,去年該行整體淨息差收窄至1.62%,惟該行今年將有一批總值2.2億美元的次級債到期,冀稍後時間續期再融資,該批次級債成本將由9%的水平,大減至3%左右,有助本港業務淨息差擴闊5至10點子。期內,淨利息收入增2.9%至29.54億元;貸存比率67.3%;資本充足比率15.7%;核心資本充足率為10%。
永亨(00302.HK):不良貸款增加非常態 料今年淨息差將擴闊
永亨銀行公布去年全年業績,基於貸款額上升及債務證券投資有所改善,令淨利息收入增加2.9%至29.536億元,但受到存款資金成本上升影響,淨息差收窄5個基點至1.62%。於中國,同業拆息下降亦減低剩余資金之收益率。
東亞(00023)中午收市後公布去年賺60.56億元,增長39%勝市場預期。股價午後一度抽升2.6%,最新升1.78%報31.45元。其他本地銀行股方面,恆生(00011)跌1%報123元,永亨(00302)無升跌報86.3元。里昂報告表示,恆生仍是估值最貴之本地銀行股,維持「沽售」評級,永亨則予以「買入」評級,認為未來息差有望擴闊。

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