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各地創新機制試點大病保險 @ 2012-09-02T12: Back Hot News
Keyword:大病保險 新政 大病醫保
Concept:城鄉居民大病醫保新政
香港文匯報訊(記者 劉凝哲 北京報道)內地媒體稱,由國務院醫改辦牽頭的《關於開展城鄉居民大病保險的指導意見》已通過多部委會簽,料於本月底正式發布。其中將明確規定,可以利用基本醫保基金購買大病醫保,在全國范圍內交由商業保險機構經辦。這一重要的醫改新政,將通過「大病再保險」進一步減輕大病患者負擔。
針對這一現實情況,此次出台的大病醫保新政明確提出,要合理確定大病保險補償政策,實際支付比例不低於50%;按醫療費用高低分段制定支付比例,原則上醫療費用越高支付比例越高。
    發改委、衛生部等六部門《關於開展城鄉居民大病保險工作的指導意見》最近公布,城鄉居民大病醫保新政正式啟動。這也就意味著,10億多參加城鎮醫保、新農合的城鄉居民,若患大病,高額醫療費用在基本醫保報銷基礎上,還可享受大病保險報銷,實際報銷比例不低於50%。

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