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上半年淨利 農行增20% @ 2012-08-30T19: Back Hot News
Keyword:農行 半年
Concept:2012年上半年業績 , 淨利805億2200萬元
至於不良貸款方面,農行上半年的不良貸款,按半年降低了28.5億元人民幣共0.163%,錄得不良貸款率1.39%。風險管理總監未先平表示,經濟下行或將令不良貸款率反彈,惟農行有信心可控制風險,預計下半年不良貸款率會下降。農行撥備覆蓋率按半年升33.16%,達到296.26%。
農行(01288)料下半年內地貨幣政策穩定,貸款增長保持常態
繼招行(3968)及重農行(3618)上周五拉開內銀中期業績序幕後,國有四大行之一的中國銀行(3988)與民生銀行(1988)昨日在中期表現上一決高下,雖然民行上半年淨利潤同比增長36.39%,增速遠遠拋離中行的7.58%,但分析師則提醒投資者,指近期經濟形勢不利內銀板塊,料下半年的盈利前景亦不被看好,如要投資內銀股,建議中長線只宜持有較難受不良貸款影響的四大國有行。
農行管理層又預期,下半年的資產質素及手續費收入增速,均可保持在穩定水平。而花旗就指,雖然農行上半年逾期貸款,較去年下半年增加16%,但相對其他內銀股,其貸款質素已算穩健,整體來說,維持「買入」評級。

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