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農行:次季淨利差跌12點子,下半年不良貸款有小幅下跌空間 @ 2012-08-29T19: Back Hot News
Keyword:農行
Concept:農行息差 , 下半年不良貸款
*農行(01288)︰次季淨息差降12點子 不良貸款額下半年有下跌空間
繼招行(3968)及重農行(3618)上周五拉開內銀中期業績序幕後,國有四大行之一的中國銀行(3988)與民生銀行(1988)昨日在中期表現上一決高下,雖然民行上半年淨利潤同比增長36.39%,增速遠遠拋離中行的7.58%,但分析師則提醒投資者,指近期經濟形勢不利內銀板塊,料下半年的盈利前景亦不被看好,如要投資內銀股,建議中長線只宜持有較難受不良貸款影響的四大國有行。
瑞銀指,重農行第2季度扣除撥備前的營運溢利,為19.8億元人民幣,遜預期,期內淨息差按季度下跌14點子至3.43%,而非利息收入僅5500萬元人民幣,是5個季度以來最少。 該行又指,重農行的風險加權資產增加、一級資本充足比率下跌,料今年底,其一級資本充足比率會跌至12%以下。至於不良貸款、關注類貸款及逾期貸款,都比去年下半年下跌,但能否持續改善則取決於宏觀經濟變化。 瑞銀維持對重農...... 請在這里發表您個人看法,發言時請遵守法紀注意文明。

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