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建行已為中江破產案計提撥備 保持不良貸款雙降 @ 2012-08-28T15: Back Hot News
Keyword:建行
Concept:半年不良貸款
*建行(00939)半年貸款按年增長14.5% 不良貸款雙降減值撥備增
建行(00939)到副行長陳立夫在北京表示, 上半年地方融資平台不良貸款比率為百分之0.75, 較去年下半年跌 0.49個百分點 , 下半年保持不良貸款比率及余額下跌不太現實, 但會加大處理不良貸款, 希望下半年息差保持穩定 .
手續費及傭金淨收入方面,與中行按年倒退 2.1% 的走勢不同,建行上半年仍錄得正增長,按年增 3.3% ,較首季按年 4.96% 的增幅進一步減慢。建行稱,因經濟增長趨緩,銀行中間業務收入普遍下滑。資產質量仍是市場關注焦點。建行貸款不良率為 1% ,按季及按年分別下降 4 及 9 個點子,但不良貸款額則由去年 6 月底 646.42 億元爬升至今年 6 月底的 704.17 億元。期內制造業的貸款不良率 2.38% ;批發和零售業為 3.76% ,制造業貸款不良率及不良額「雙升」。
中國建設銀行晚上公布上半年錄得淨利潤近1065億元人民幣,較去年同期增長超過一成四; 截至六月底,不良貸款率為1%,較去年底下降0.09個百分點,在備受關注的政府融資平台貸款問題,建行表示,上半年強化加強審批,優化貸款結構,目前貸款余額近4426億。建行展望下半年,全球經濟復蘇面臨多重挑戰,歐債危機持續發酵,金融市場動蕩加劇,中國經濟放緩但趨於穩定。
.【939】建行:下半年保持不良貸款雙降不易

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