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建行全年不良率料維持1% @ 2012-08-28T06: Back Hot News
Keyword:建行
Concept:上半年不良貸款
*建行(00939)半年貸款按年增長14.5% 不良貸款雙降減值撥備增
建行(00939)到副行長陳立夫在北京表示, 上半年地方融資平台不良貸款比率為百分之0.75, 較去年下半年跌 0.49個百分點 , 下半年保持不良貸款比率及余額下跌不太現實, 但會加大處理不良貸款, 希望下半年息差保持穩定 .
.【939】建行:下半年保持不良貸款雙降不易
另外,由於建行加強風險管理,令上半年減值損失僅按年略增5.84%至147.4億元。截至六月底,不良貸款為704.2億,相比去年底減少0.7%。
建設銀行(00939.HK) 行長張建國預計,人民銀行推動利率市場化,當中包括擴闊利率浮動區間,將令建行的息差收窄,希望維持銀行的淨息差在現時2.71厘水平,但就認為,息差維持在2.6厘以上,仍處於高水平。副行長胡哲一表示,利率市場化將為行業造成經營壓力,影響行業淨利息收入,及令淨息差收窄,甚至增加同業競爭及流動性風險。不過,他認為,對行業的實際影響要視乎利率市場化的進度,及銀行應對政策的能力。建行上半年非利息收入增加百分之三點三,張建國指,對增長表示滿意,下半年希望保持市占率,但相信全年此業務增長將低於一成。對於浙江銀行業的不良貸款率大幅增加,管理層表示,由於當地為外向型經濟,容易受內地及海外的宏觀經濟環境影響,當地制造業出現資金緊張,認為問題值得關注,但就強調未有影響建行的資產質素,預料貸款質素將保持平穩。

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