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房貸有望打8折 揚州市民目前只能 隔岸觀花 @ 2012-06-18T08: Back Hot News
Keyword:房貸 利率
Concept:首套房貸利率
「目前我們首套房貸暫時沒有下調,仍按基准利率下浮15%。」建行中山大道某營業點大堂經理向記者表示,自6月7日開始降息後,有媒體報道個別銀行對首套房貸的利率可以打7折,但他們暫時沒有收到下調首套房貸利率的通知,首套房貸仍保持降息前的基准利率8.5折水平。
昨晚央行網站顯示,中國人民銀行新聞發言人接受媒體采訪時表示,中央銀行和監管部門對個人住房貸款一直實施有效的政策引導和審慎性監管。個別媒體稱「央行特急文件規定首套房貸利率最低可七折」,有意曲解央行政策意圖,有市場炒作之嫌。
而從宏觀政策層面上看,限購與限貸政策始終未見松動,前時首套房貸利率優惠在初現9折或85折「曙光」後,近日似乎又有從緊趨勢。記者了解到,繼上海工行取消85折利率優惠後,南京一些銀行的客戶經理眼下也正提醒需要辦理房貸的購房者:近期要抓緊時間提交房貸申請資料,因為折扣很有可能隨時被取消。如此來看,樓市剛需成交是否能延續旺盛勢頭還難言樂觀。

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