Hot News

【 財經】利率調整引發網友熱議對房產剛需者刺激不大 @ 2012-06-15T21: Back Hot News
Keyword:房貸
Concept:銀行房貸利率 , 首套房貸優惠利率
降息帶來的利好逐漸顯現,而首套房貸利率重回7折被寄予厚望。但本報記者的調查顯示,當前一線城市首套房貸利率主流仍為8.5折,只有極少數銀行可以做到7折,且申請條件仍相當嚴格。
不過,記者注意到,無論是新國十條還是國八條,只規定了首套房的首付成數,而並未對首套房貸利率作出限制,也從未要求首套房利率最低8.5折。
·二套房貸首套房貸「一視同仁」
和監管部門對個人住房貸款一直實施有效的政策引導和審慎性監管。個別媒體稱「央行特急文件規定首套房貸利率最低可七折」,有意曲解央行政策意圖,有市場炒作之嫌。
2009年中國房價年度漲幅創近十幾年新高,貨幣狂發立下大功。去年貨幣供應緊縮,且對開發貸和個人房貸收緊,房地產市場下行,也就成了順理成章之事。好在,去年四季度以來,以連續三次下調存款准備金率為標志,貨幣政策趨於寬松,房地產市場立即受益。比如,首套房貸利率由去年高至1.1倍,下滑至當前低至85折,一方面與調控政策更加注重保護剛需有關,另一方面也是銀行貸款額度增加的結果。

Mobile | Full
Forum rule | About Us | Contact Info | Terms & Conditions | Privacy Statment | Disclaimer | Site Map
Copyright (C) 2025 Suntek Computer Systems Limited. All rights reserved
Disclaimer : In the preparation of this website, 88iv endeavours to offer the most current, correct and clearly expressed information to the public. Nevertheless, inadvertent errors in information and in software may occur. In particular but without limiting anything here, 88iv disclaims any responsibility and accepts no liability (whether in tort, contract or otherwise) for any direct or indirect loss or damage arising from any inaccuracies, omissions or typographical errors that may be contained in this website. 88iv also does not warrant the accuracy, completeness, timeliness or fitness for purpose of the information contained in this website.