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中國私人銀行業務成戰略新興市場 @ 2012-04-07T00: Back Hot News
Keyword:銀行 德勤 不良貸款
Concept:2012年中國銀行業 , 2013年地方政府融資平台
【神州動態】德勤:內地銀行今年不良貸款將溫和增加
報告稱,由於地方政府建設性債務暴漲在2008年下半年之後,因此以2到5年的平台平均還款期計算,融資平台的真正還債高峰在2011年到2013年。根據國家審計署報告,約5.6萬億、近53%的地方債務將在這段時期到期。德勤表示,預計2012年,地方政府融資平台貸款風險基本可控,但銀行的不良貸款率將有所上升。地方政府融資平台貸款雖然存在潛在風險,但並不會演化成大規模的壞賬。不良貸款中可疑類貸款和次級類貸款占絕大多數。

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