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工銀P減3.1厘掀按揭減息戰 @ 2012-02-18T20: Back Hot News
Keyword:減按息 按揭 銀行 工銀
Concept:中銀減按息 , 優惠按揭息率
與此同時,本港按揭還款金額持續穩定健康,拖欠比率維持極低水平,令累計還款速度超越貸款速度。經絡研究部以當中按揭貸款額及還款額計算,兩者之比率創出2009年3月後 (金融海嘯後)之新高,達114%(圖2),可見按揭還款金額較貸款金額為多。另外,當整體市民借得少,還得多,銀行便愈來愈有條件放寬信貸,市民入市買樓的能力便也會日漸增加。事實上,昨日市場便傳出工銀亞洲率先調低按息至P減3.1厘(相關新聞刊B2)。

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