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星展貸款料僅單位數增長 @ 2012-02-11T06: Back Hot News
Keyword:星展
Concept:去年星展香港貸款增長
星展集團公布,旗下星展香港去年第四季純利1.3億坡元,按年跌9.7%,而按季則升兩成。期內,淨利息收入2.11億坡元,同比升近一成,淨息差按季擴闊10點子至1.35厘;非利息收入1.51億坡元,按年跌3.8%; 撥備2400萬坡元,同比增加五成。星展香港截至去年底,全年純利5.71億坡元,按年跌1.4%,淨利息收入 7.89億玻元,同比微升0.8%;非利息收入6.64億玻元,按年跌2.6%;撥備1.3億玻元,按年升七成八。
星展香港去年全年盈利上升7%,至35.5億元。
至於集團旗下的星展(香港),去年錄得純利35.5億港元,較2010年同期的33.2億元增長6.9%。期內貸款增長26%,存款增長3%,淨息差為1.39%,較2010年同期收窄0.21個百分點。淨利息收入為48.95億元,同比增長9%;非利息收入為41.3億元,同比增長6%。
他提到,過去12個月本港銀行同業拆息處於歷史低位,但資金成本持續上升,星展香港區去年息差收窄21點子至1厘39,但第4季較第3季已回升10點子。
他預計,本年貸款增長僅10%,由於貸款增長較過去兩年放緩,故將集中尋求質素較高的貸款,並減少利潤率較低的貸款如按揭貸款。星展香港行政總裁龐華毅表示,以收入計算,內地業務占大中華區的50%,台灣則僅占20%,故內地貢獻重要他預計隨著亞洲區內貿易續發展,加上人民幣國際化進程,內地業務將持續發展

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