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按揭證券籌推億元貸款 @ 2012-02-03T04: Back Hot News
Keyword:小型貸款 計劃
Concept:
91. 去年,我要求按揭證券公司研究在香港推行小型貸款計劃的可行性,協助一些雖然有意創業或參加在職訓練,但缺乏資金,或難以從傳統貸款渠道借到資金的巿民。經考慮研究報告後,我決定要求按揭證券公司推行一個為期三年的試驗計劃,與銀行、志願機構及其他持份者協調合作。貸款計劃會以自負盈虧的原則運作,並且提供相關的配套服務,提升小型貸款的可行性。試驗計劃總貸款額上限暫定為一億元。貸款對象分為三類,即創業人士、自雇人士,以及有意接受培訓、提高技能或考取專業資格以達到自我提升的人士。最長貸款年期為五年,而貸款計劃所收取的利率,將參照一般銀行私人貸款利率。按揭證券公司稍後會公布詳情。

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