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親你好,如果您使用交通銀行信用卡如果逾期三個月的話,會產生滯納金和逾期利息,並且還會在個人征信系統上留下不良信用記錄,對於自己之後買房買車甚至孩子上學等都會造成影響。 會起訴嗎?通常來說,您的金額比較小不會的,但是逾期超出三個月
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