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News tag > 2nd Mortgage

     
News category : All > 2nd Mortgage (3)


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福州:商貸首付比例統一調整為不低於15%,不再區分首套房和 二套房
福州市住房商業性個人住房貸款首付比例統一調整為不低於15%,不再區分首套房和二套房。居民家庭購買住房申請商業性個人住房貸款時,按照居民家庭在購買住房所在區的住房套數進行認定。在促進房地產市場交易方面,按照國家工作部署,及時取消普通住宅和非普通住宅標准
2024-10-10T    2nd Mortgage 
住房公積金 貸款 利率如何調整?首套、 二套房 如何認定?北京官方解讀
(1)借款申請人夫妻名下在本市有一套住房記錄,均沒有住房公積金個人住房貸款記錄(含住房公積金政策性貼息貸款),此種情況按二套住房貸款政策辦理,最高貸款額度為60萬元。(2)借款
2024-05-18T    2nd Mortgage 
商貸最低首付款比例調整:首套房20%, 二套房 30%
一、對於貸款購買商品住房的居民家庭,首套住房商業性個人住房貸款最低首付款比例統一為不低於20%,二套住房商業性個人住房貸款最低首付款比例統一為不低於30%。二、首套住房商業性個人住房貸款利率政策下限按現行規定執行,二套住房商業性個人住房貸款利率政策下限調
2023-08-31T    2nd Mortgage 

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