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					<td><h1 class="header" align="center">News tag &gt; 2nd Mortgage</h1></td>
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									News category : <a class='imglink' href='/en/m_news_by_tags.html'>All</a> &gt; <a class='imglink' href='/en/m_news_by_tags.html?tax2=-1&tax1=-1&tax0=1369'>2nd Mortgage (13)</a>
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							<a target="_blank" name='news_url'  class="imglink" href="m_n.html?id=100833014787041354">央行:各地可因城施策,自主決定首套、 二套房 最低首付比例和 房貸 ...</a>
							
								<br>
								<a name='news_summary' class="minitext">此外，降低全國層面個人住房貸款最低首付比例，將首套房最低首付比例從不低於20%調整為不低於15%，二套房最低首付比例從不低於30%調整為不低於25%。取消全國層面個人住房貸款利率政策下限。首套房和二套房貸利率均不再設置政策下限，實現房貸利率市場化。「上述首付比</a>
							
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							<a name='news_doc_date' class="google-green-minitext">2024-05-18T11:</a>&nbsp;&nbsp;
							<a  name='news_tag0'  target='blank'  class='google-green-imgbutton'  style='font-size:12px'  href='m_keyword_news_redirect.html?id=1369' >&nbsp;2nd Mortgage&nbsp;</a>

							
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							<a target="_blank" name='news_url'  class="imglink" href="m_n.html?id=100833014787030447">首套 房貸 首付不低於15%! 二套房貸 首付不低於25%!</a>
							
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								<a name='news_summary' class="minitext">對於貸款購買商品住房的居民家庭，首套住房商業性個人住房貸款最低首付款比例調整為不低於15%，二套住房商業性個人住房貸款最低首付款比例調整為不低於25%。在此基礎上，中國人民銀行各省級分行、國家金融監督管理總局各派出機構根據城市政府調控要求，按照因城施策原</a>
							
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							<a name='news_doc_date' class="google-green-minitext">2024-05-17T16:</a>&nbsp;&nbsp;
							<a  name='news_tag1'  target='blank'  class='google-green-imgbutton'  style='font-size:12px'  href='m_keyword_news_redirect.html?id=1369' >&nbsp;2nd Mortgage&nbsp;</a>

							
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							<a target="_blank" name='news_url'  class="imglink" href="m_n.html?id=100833014787022888">三箭齊發!央行力挺樓市 地產股全線爆發!</a>
							
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								<a name='news_summary' class="minitext">一是,取消全國層面首套住房和二套住房商業性個人住房貸款利率政策下限; 二是下調個人住房公積金貸款利率0.25個百分點; 三是,首套房貸最低首付款比例調整為不低於15%,二套房貸最低首付款比例調整為不低於25%。 具體而言,在首付比例方面,對於貸款購買商品住房的居民家庭</a>
							
							<br>
							<a name='news_doc_date' class="google-green-minitext">2024-05-17T15:</a>&nbsp;&nbsp;
							<a  name='news_tag2'  target='blank'  class='google-green-imgbutton'  style='font-size:12px'  href='m_keyword_news_redirect.html?id=1369' >&nbsp;2nd Mortgage&nbsp;</a>

							
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							<a target="_blank" name='news_url'  class="imglink" href="m_n.html?id=100833014787022889">央行連放3大招「暖」樓市!專家:新政策罕見的寬松</a>
							
								<br>
								<a name='news_summary' class="minitext">在會議召開前夕,今日已有多項樓市政策利好接連釋放。比如首套住房商業性個人住房貸款最低首付款比例調整為最低15%;取消全國層面首套住房和二套住房商業性個人住房貸款利率政策下限,且將首套房及二套房個人住房公積金貸款利率分別調整為最低2.775%和3.325%。</a>
							
							<br>
							<a name='news_doc_date' class="google-green-minitext">2024-05-17T15:</a>&nbsp;&nbsp;
							<a  name='news_tag3'  target='blank'  class='google-green-imgbutton'  style='font-size:12px'  href='m_keyword_news_redirect.html?id=1369' >&nbsp;2nd Mortgage&nbsp;</a>

							
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							<a target="_blank" name='news_url'  class="imglink" href="m_n.html?id=100833014787022887">中國人民銀行調整 房貸首付款 比例:首套房不低於15%, 二套房 不低於25%</a>
							
								<br>
								<a name='news_summary' class="minitext">根據最新通知,首套住房的商業性個人住房貸款最低首付款比例已被調整為不低於15%,而二套住房的相應比例則調整為不低於25%。 在此基礎上,各省級人民銀行分支機構和國家金融監督管理總局的</a>
							
							<br>
							<a name='news_doc_date' class="google-green-minitext">2024-05-17T14:</a>&nbsp;&nbsp;
							<a  name='news_tag4'  target='blank'  class='google-green-imgbutton'  style='font-size:12px'  href='m_keyword_news_redirect.html?id=1369' >&nbsp;2nd Mortgage&nbsp;</a>

							
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							<a target="_blank" name='news_url'  class="imglink" href="m_n.html?id=100833014787022890">首付款 比例調整!首套房不低於15% 二套房 商不低於25%</a>
							
								<br>
								<a name='news_summary' class="minitext">首付款比例調整!首套房不低於15% 二套房商不低於25%人民網 3分鍾前 據中國人民銀行官網消息,為適應我國房地產市場供求關系的新變化、人民群眾對優質住房的新期待,促進房地產市場平穩健康發展,中國人民銀行、國家金融監督管理總局發布了關於調整個人住房貸款最低首付款</a>
							
							<br>
							<a name='news_doc_date' class="google-green-minitext">2024-05-17T14:</a>&nbsp;&nbsp;
							<a  name='news_tag5'  target='blank'  class='google-green-imgbutton'  style='font-size:12px'  href='m_keyword_news_redirect.html?id=1369' >&nbsp;2nd Mortgage&nbsp;</a>

							
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							<a target="_blank" name='news_url'  class="imglink" href="m_n.html?id=100833014787030452">兩部門調整購房首付比例後 首套、 二套房 首付比例均降至歷史最低</a>
							
								<br>
								<a name='news_summary' class="minitext">【兩部門調整購房首付比例後 首套、二套房首付比例均降至歷史最低】央行今日發布通知,對於貸款購買商品住房的居民家庭,首套住房商業性個人住房貸款最低首付款比例調整為不低於15%,二套住房商業性個人住房貸款最低首付款比例調整為不低於25%。多位分析師向記者表示,此</a>
							
							<br>
							<a name='news_doc_date' class="google-green-minitext">2024-05-17T14:</a>&nbsp;&nbsp;
							<a  name='news_tag6'  target='blank'  class='google-green-imgbutton'  style='font-size:12px'  href='m_keyword_news_redirect.html?id=1369' >&nbsp;2nd Mortgage&nbsp;</a>

							
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							<a target="_blank" name='news_url'  class="imglink" href="m_n.html?id=100833014787030453">杭州多家銀行跟進:符合標准的存量 二套房貸 利率可轉為首套 房貸 利率</a>
							
								<br>
								<a name='news_summary' class="minitext">5月15日，一則「杭州存量二套房貸利率可轉為首套房貸利率」的消息引發市場關注。當天，上海證券報記者在業內獲悉，杭州地區多家銀行已確認，符合「首套標准」的存量二套房貸利率可轉為首套房貸利率。「目前杭州包括主城四區在內均已調整為『以區為單位認定首套房資格</a>
							
							<br>
							<a name='news_doc_date' class="google-green-minitext">2024-05-15T</a>&nbsp;&nbsp;
							<a  name='news_tag7'  target='blank'  class='google-green-imgbutton'  style='font-size:12px'  href='m_keyword_news_redirect.html?id=1369' >&nbsp;2nd Mortgage&nbsp;</a>

							
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							<a target="_blank" name='news_url'  class="imglink" href="m_n.html?id=100833014787004941">杭州多家銀行確認:符合標准的存量 二套房貸款 利率可轉為首套</a>
							
								<br>
								<a name='news_summary' class="minitext">農行杭州城東支行工作人員說，更多細則政策正在擬定中，但只要通過當地住建局的首套認證，符合條件的二套房貸利率都可轉為首套利率。招行杭州分行工作人員表示，但凡符合「首套標准」的二套房，且房貸利率是在2023年8月31日之前放款的，都可攜相關材料，前往櫃台辦理</a>
							
							<br>
							<a name='news_doc_date' class="google-green-minitext">2024-05-15T</a>&nbsp;&nbsp;
							<a  name='news_tag8'  target='blank'  class='google-green-imgbutton'  style='font-size:12px'  href='m_keyword_news_redirect.html?id=1369' >&nbsp;2nd Mortgage&nbsp;</a>

							
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						<td style="padding-bottom:10px;line-height:16px;" colspan="2">
							
							<a target="_blank" name='news_url'  class="imglink" href="m_n.html?id=100833014787004940">二套房貸 利率可轉首套?杭州當地銀行回應</a>
							
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								<a name='news_summary' class="minitext">只要在該區域僅有一套住房,即使在其他區有住房,也可在該區申請二套房貸利率變更為首套貸款利率。 「比如,購房者在拱墅區有一套住房,在西湖區也有一套住房,按照目前的政策,這兩套住房都可以享受首套房貸利率。只需在手機銀行上傳資料申請。目前,首套房貸利率是LPR-20bp</a>
							
							<br>
							<a name='news_doc_date' class="google-green-minitext">2024-05-15T</a>&nbsp;&nbsp;
							<a  name='news_tag9'  target='blank'  class='google-green-imgbutton'  style='font-size:12px'  href='m_keyword_news_redirect.html?id=1369' >&nbsp;2nd Mortgage&nbsp;</a>

							
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