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逾期問題分析結論:交通銀行是有權起訴的。 和交通銀行之間是簽有合同的,逾期未歸還透支款項,根據法律規定,輕則違反我國民法及合同法等相關規定,交通銀行可以起訴要求歸還本、利息及其他實現債權的費用;重則構成信用卡詐騙。 建議遵守合同,
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